Who Needs SR-22 Insurance in Dallas, Texas?

SR-22 insurance is not a type of insurance policy, but a certificate your insurance provider files with the Texas Department of Public Safety (DPS) to prove you carry the state’s minimum required auto liability coverage. This form is often required for drivers considered “high-risk” due to certain violations or incidents.

Who Must File an SR-22 in Texas?

You may need an SR-22 if you were convicted of driving without insurance or driving under the influence, or were involved in an accident while uninsured. It can also be required if your license was suspended or revoked due to excessive points or unpaid judgments. The SR-22 proves that you now meet the state’s minimum liability requirements and allows your driving privileges to be reinstated.

If a court or the DPS notifies you that you need an SR-22, it’s important to act quickly to avoid further penalties or delays in license reinstatement.

How Long Is an SR-22 Required?

In most cases, Texas drivers must maintain an SR-22 for two years from the date of the offense. If your auto policy lapses or is canceled during this period, your insurer will notify the DPS, which could result in another license suspension.

Is There a Filing Fee?

The state usually charges a small fee for filing an SR-22 form, but the amount can differ depending on your provider. Due to the added filing requirement, you may also notice an increase in your overall auto insurance premium.

Contact LC Insurance For Assistance

Our team helps drivers secure an SR-22. Contact us today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.