Motorcycle Insurance in Houston
Motorcycle insurance can safeguard you against financial loss if you’re involved in an accident, or your bike is damaged or stolen. While specifics may vary per insurer, a standard policy can include the following:
- Liability coverage can cover third-party claims of bodily injury, property damage and personal injury.
- Collision coverage can help pay for repairs if you’re involved in a collision with another motorcycle or vehicle, regardless of fault.
- Comprehensive coverage can cover damage caused by non-collision events such as theft, vandalism, fire or natural disasters.
- Medical payments (MedPay) coverage can help pay for you and your passenger’s medical expenses after an accident, regardless of fault.
- Personal injury protection (PIP) coverage can help pay accident-related medical bills and other non-medical expenses like lost wages.
- Uninsured/underinsured motorist coverage can cover your losses if you’re hit by an at-fault motorist with insufficient insurance coverage.
Some policies can also offer custom parts and equipment coverage, covering aftermarket upgrades and accessories you’ve added to your motorcycle. Talk to your broker to learn more.
How Much Does a Policy Cost?
Several factors can influence your motorcycle insurance rate, including:
- Motorcycle characteristics (e.g., model, size, value)
- Driving record
- Location
- Claims history
- Coverage selections
- Deductible
We can help you understand these factors and find ways to maximize your protection while keeping costs manageable.
Why Choose LC Insurance for Your Motorcycle Insurance?
Our team is committed to helping riders in Houston find coverage that fits their budget and lifestyle. We can help you narrow your options and tailor your policy to your needs. Contact our team today for a personalized quote.