How to File an SR-22 in Texas

An SR-22 is not insurance but a certificate your insurance company files with the Texas Department of Public Safety (DPS) to prove you carry the state’s minimum required auto liability coverage. Texas drivers may be required to file an SR-22 after certain violations, such as:

• Driving without insurance
• DUI or DWI convictions
• Multiple traffic offenses in a short period
• License suspension or revocation

The SR-22 is often necessary for license reinstatement and must typically be maintained for two years from the date of conviction or suspension.

How to File an SR-22 in Texas

Let your insurer know you need an SR-22. Not all companies offer this service, so you may need to switch providers if yours does not. You’ll need at least the minimum liability coverage required by Texas law. If you’re considered a high-risk driver, your premium may be higher.

Your insurer will file the SR-22 form electronically with the Texas DPS on your behalf. There is usually a small filing fee. Once filed, the DPS will update your driving record.

Keeping your policy active is crucial, as a lapse can result in further penalties or license suspension.

How Our Team Can Help

At LC Insurance, we specialize in helping Texas drivers secure SR-22 insurance quickly and affordably. Our team can answer your questions, find the right policy for your needs and handle the filing process from start to finish.

Contact us today if you need to file an SR-22 or have questions about high-risk auto insurance.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.